Introduction : Apbcr Full Form
In the intricate landscape of healthcare and research in India, specific institutions stand out for their dedicated work and contributions. One such institution is the All-India Institute of Medical Sciences, Bhubaneswar. Within this esteemed institute, APBCR plays a vital role in advancing medical research and patient care. This article delves into the full form of APBCR, its significance, and the impact it has on the field of medical science in India.
What is the Full Form of APBCR?
The acronym APBCR stands for “All-India Institute of Medical Sciences, Bhubaneswar Clinical Research”. This entity is a crucial part of the All-India Institute of Medical Sciences (AIIMS) Bhubaneswar, one of the premier medical institutions in India. The Clinical Research department at AIIMS Bhubaneswar, under the umbrella of APBCR, focuses on advancing medical research through rigorous scientific studies, clinical trials, and evidence-based practices.
Overview of AIIMS Bhubaneswar
Before diving into the specifics of APBCR, it is important to understand the broader context of AIIMS Bhubaneswar:
1. Historical Background
AIIMS Bhubaneswar is a prestigious medical institution established by the Government of India with the mission to provide high-quality medical education, research, and patient care. Founded in 2012, it is one of the newer additions to the network of AIIMS institutions across India, which were initially established to provide top-notch medical services and training.
2. Mission and Vision
The primary mission of AIIMS Bhubaneswar is to create a model of healthcare delivery through excellence in medical education, research, and clinical practice. The vision of the institute includes:
- Providing High-Quality Healthcare: Offering advanced medical care to patients from diverse backgrounds.
- Pioneering Research: Conducting innovative research to advance medical science and improve patient outcomes.
- Training Future Medical Professionals: Preparing the next generation of doctors, nurses, and researchers through rigorous academic programs.
What is APBS?
APBS full form is Aadhaar Payments Bridge (APB) System. Backed by the National Payments Corporation of India (NPCI), APBS is a unique payment system. It uses Aadhaar numbers to electronically channel subsidies and benefits from the government to the Aadhaar-linked bank accounts of the beneficiaries. The APB system is based on the Aadhaar number issued by the Unique Identification Authority of India (UIDAI) and the Institution Identification Number (IIN) issued by NPCI.
Government agencies use the APB System to transfer government subsidies and benefits under the Direct Benefit Transfer (DBT) scheme. The system enables the government to implement electronic retail payment transactions while re-engineering its subsidy management operations.
APB System and DBT
The Direct Benefit Transfer scheme allows government subsidies to reach the intended Aadhaar Enabled Bank Accounts (AEBA) of the underprivileged population of the country. DBT was implemented to increase transparency in such transactions, which otherwise would go through a third-party agency leading to the pilferage of government-sponsored funds.
Process Flow of APB System
The government departments or agencies initiate a transaction with their sponsor banks for benefits and subsidies. The sponsor banks use the NPCI mapper, a repository comprising Aadhaar numbers and the IIN number of the Aadhaar-linked bank, to transfer money to the destination bank. Banks upload Aadhaar numbers in the NPCI mapper in a specific format via the National Automated Clearing House (NACH) portal. The NPCI mapper only maintains the Aadhaar number and not the bank account details.
Features & Benefits of the APB System
Having explained APBS full form in banking, let us examine its features.
- Due to automation, the government can eliminate delays, and the entire process is paperless.
- Government benefits and subsidies get transferred promptly and directly into the bank accounts of the beneficiary without the interference of intermediaries or multiple channels.
- Even if beneficiaries change their bank account, they do not need to inform government agencies, as long as the new bank account is linked with their Aadhaar number.
- Beneficiaries may be eligible for multiple bank social welfare schemes but need to provide only one bank account to the government to receive the DBT payments.
Final Note
Persons eligible under social welfare schemes sponsored by the government can avail of the benefits and subsidies. Such individuals must ensure that their Aadhaar number is linked to their bank accounts to receive the benefits under the APB system. APBS aims to automate money transactions while ensuring that the rightful beneficiaries receive their rightful subsidies, regardless of their bank accounts.